Terms of Use
Effective Date: June 4, 2026
Welcome to the All Graham Insurance website (“Website”). By accessing or using this Website, you agree to be bound by these Terms of Use. If you do not agree with these terms, please discontinue use of the Website.
About All Graham Insurance
All Graham Insurance provides insurance products, services, and educational resources to individuals, families, and businesses. Information provided on this Website is intended for general informational purposes only and should not be considered legal, financial, or insurance advice.
Website Use
You agree to use this Website for lawful purposes only. You may not use this Website in any manner that could damage, disable, overburden, or impair the Website or interfere with another user’s use of the Website.
Unauthorized attempts to gain access to any portion of the Website, servers, systems, or networks connected to the Website are prohibited.
Insurance Disclaimer
Insurance coverage descriptions, policy information, and quote estimates provided through this Website are for informational purposes only. Coverage is subject to carrier underwriting guidelines, policy terms, conditions, exclusions, and approval.
Submission of a quote request does not guarantee coverage, pricing, or policy issuance. Insurance coverage is not bound until confirmed in writing by an authorized representative of All Graham Insurance.
Intellectual Property
All content on this Website, including text, graphics, logos, images, icons, designs, and other materials, is the property of All Graham Insurance and is protected by applicable copyright, trademark, and intellectual property laws.
No content from this Website may be copied, reproduced, distributed, modified, or transmitted without prior written permission.
SMS Terms and Conditions
By providing your mobile phone number and opting in to receive text messages from All Graham Insurance, you consent to receive SMS communications related to our services.
Description of SMS Use Cases
SMS messages may include, but are not limited to:
- Appointment reminders and confirmations
- Policy service updates and notifications
- Customer support communications
- Account-related alerts
- Follow-up messages regarding insurance inquiries or quote requests
- Renewal reminders and policy notifications
- Promotional and marketing messages (where applicable and consented to)
Opt-Out Instructions
You may opt out of receiving SMS messages at any time by replying STOP to any text message. Once you opt out, you will no longer receive SMS communications from All Graham Insurance unless you provide consent again.
Customer Support
For assistance, reply HELP to any message or contact us directly:
Phone: (704) 780-1469
Email: service@allgrahaminsurance.com
Message and Data Rates
Message and data rates may apply depending on your wireless carrier and service plan. Message frequency may vary.
Age Restrictions
You must be at least 18 years of age or have permission from a parent or legal guardian to opt in and receive SMS communications from All Graham Insurance.
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy for details regarding how we collect, use, and protect your information.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
Limitation of Liability
All Graham Insurance shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or relating to the use of this Website, the inability to access the Website, or reliance upon any information provided on the Website.
Third-Party Websites
This Website may contain links to third-party websites for your convenience. All Graham Insurance does not control or endorse third-party websites and is not responsible for their content, security, or privacy practices.
Changes to These Terms
All Graham Insurance reserves the right to update or modify these Terms of Use at any time. Any changes will become effective immediately upon posting to this Website. Your continued use of the Website constitutes acceptance of any revised terms.
Governing Law
These Terms of Use shall be governed by and interpreted in accordance with the laws of the Commonwealth of Virginia and the State of North Carolina, without regard to conflict of law provisions.
Contact Information
If you have questions regarding these Terms of Use, please contact:
All Graham Insurance
Phone: (704) 780-1469
Email: service@allgrahaminsurance.com
Website: www.allgrahaminsurance.com